First Citizens BancShares, Inc. Depositary Shares, each representing a 1/40th interest in a share of 6.625% Non-Cumulative Perpetual Preferred Stock, Series E (FCNCN) - Moat Analysis

Valuation

3.9/5

3.87

Measures whether the stock is cheap or expensive across earnings, assets, enterprise value, and cashflow multiples.

Sub-dimension

Summary

Score

Earnings Valuation

5.00

Price relative to earnings power

5.00

Summary

• stands at 3.00, well below the sector average (11.0)
• - no data available

5.00

Asset Valuation

4.71

Price relative to net asset value

4.71

Summary

• stands at 0.200, well below the sector average (0.850)
• stands at 1.58, well below the sector average (3.50)

4.71

Enterprise Valuation

2.91

Enterprise value relative to operating earnings

2.91

Summary

• stands at 12.4, well above the sector average (9.00)
• stands at 2.68, below the sector average (3.00)
• stands at 13.0, below the sector average (15.0)

2.91

Cashflow Valuation

3.21

Price relative to free cashflow generation

3.21

Summary

• stands at 28.0, well above the sector average (22.0)
• stands at 0.061, well above the sector average (0.040)

3.21

Financial Health

2.5/5

2.49

Assesses balance-sheet strength through liquidity, leverage, and interest coverage ratios.

Sub-dimension

Summary

Score

Liquidity

1.57

Ability to meet short-term obligations

1.57

Summary

1.57

Leverage

4.64

Debt load relative to equity and assets

4.64

Summary

4.64

Coverage

1.14

Earnings vs interest expense

1.14

Summary

1.14

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